Choose the right agreement type
Use Family/friend loan for close-network lending, Standard loan for general lending, or Collateralized loan when assets are pledged.
Diaspora guide
Lending from abroad to friends, family, or borrowers in Africa
CaseReady does not make informal lending risk disappear. It makes the agreement, disbursement, repayment, reminders, and legal evidence easier to prove if things go wrong.
Best first action
Create an agreement before sending money. If this is a family or friend loan, choose the family/friend agreement type.
Record country and jurisdiction clearly
Your residence country can be different from the agreement law country. CaseReady records both so the document is clearer later.
Verify the borrower before disbursement
Check ID status, trust profile, borrower phone, and any collateral evidence before money moves.
Send money only after acceptance
The borrower should accept the agreement first. Then you record disbursement reference, method, and timestamp.
Ask borrower to confirm receipt
The borrower can confirm they received funds. That confirmation becomes part of the legal evidence trail.
Use legal rails if repayment fails
If repayment is missed, follow the staged flow: grace period, demand letter, then court escalation where allowed.
Evidence trail
What should be recorded?
- Borrower legal name and phone
- Agreement type, amount, interest, due date, and jurisdiction
- Disbursement reference from bank, M-Pesa, USDT, or other rail
- Borrower receipt confirmation after funds arrive
- Collateral evidence, handover notes, and return confirmations where applicable
- Payment references, demand notices, lawyer actions, and court-ready evidence
Important note
Do not send money before the platform trail is ready
For diaspora lending, the safest sequence is agreement created, borrower accepts, lender disburses, borrower confirms receipt, then repayment tracking starts. If the borrower defaults, use the legal stage buttons inside the agreement instead of managing the dispute only through chat.
This guide is operational guidance, not legal advice. Admin and counsel should review country-specific wording before production use in a new jurisdiction.